What credit score do I need for a $8000 loan? Most lenders require a credit score of 580 or higher to qualify for an $8,000 personal loan. If you are concerned about qualifying for a personal loan, you can add a cosigner to increase your chance of approval. Hereof, How can I get a loan for 5000? How to Apply for a Rs. 5000 Loan from Money View Check Your Eligibility. Visit the Money View website or download the loan app provide all the details required. … Choose Your Loan Plan. … Provide Documents. …