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The student debt burden and its impact on racial justice, borrowers, and the economy On Looney presented this testimony to the U.S. Senate Committee on Banking, Housing, and Urban Affairs’ Subcommittee on Economic Policy. Executive Director, Marriner S. Eccles Institute, University of Utah Federal student loans impose a crushing burden on many borrowers, particularly those who enroll in programs where most students don’t finish, programs where most graduates are unable to find a job, or programs where debts incurred are unpayable even with a good-paying job. Because of failures in federal lending programs, millions of Americans are drowning in student debt. The borrowers who struggle are disproportionately from lower-income families, first generation students, and students of c...

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