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Pick Today, Spend Afterwards: Where can it move from right here? Purchase Today, Shell out Later people render interest-totally free money and many even waive late charges. Exactly how would they make money? Every money these types of services generate is inspired by brand new control charge it fees shops, not fees it charge a fee. Resellers spend BNPL businesses around dos% to 8% of transaction number, while credit cards fees a bit less, around 1% to three%. (However, rather than BNPL properties, handmade cards is striking customers with charge and you can attention so you’re able to more than just compensate for the difference.)