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This couple used the debt snowball method to pay off $130,000 in four years Married couple Brian and Lindsey Baldwin used to be among the 44 million Americans struggling with student loan debt. Now, the Massachusetts couple is debt-free. The Baldwins, both 37 years old, say they tackled $130,000 worth of student loans in four years by combining extreme minimalism with Dave Ramsey’s “debt snowball” method. The Baldwins went to graduate school together in New Orleans, and graduated in 2010 with eight different student loans between them. The couple say they spent the next two years in deep denial about how much money they owed. “We were living off loans,” Lindsey Baldwin tells NBC News BETTER. “We were paying for school with loans, we were paying for rent with loans, and we were just living ...
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