Type in his / her term or company. Pay close attention to a€?Disclosuresa€? outlining disciplinary records. a€?once you see something such as Segala€™s background,a€? said Kathleen McBride, founder of FiduciaryPath in New York City, a€?to me what this means is ita€™s a design with his past and recent company. If you notice disclosure events like that, continue with extreme caution.a€? Red-flag # 2: profits that are too-good to be real. Segal said the CDs the guy sold paid up to a 12 % annual interest for a two-year financial investment of $100,000. Instead, Segal allegedly invested the money to settle earlier dealers in what regulators state was a $15 million Ponzi strategy. a€?With an average CD price of under one percent, a person who offers a CD at an ensured speed of 12 per cent is off...