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There were seven agreements to arbitrate, evidenced by signed loan agreements, each containing an identical arbitration clause II. Discussion Defendant moves, based on the plain language of the identical arbitration clauses contained in each loan agreement, to dismiss plaintiff’s complaint in favor of, or to compel, arbitration. Plaintiff responds, first, that the arbitration clause, in particular its class action waiver, is procedurally and substantively unconscionable, so it is unenforceable under Pennsylvania law. Second, plaintiff argues that the arbitration clause is unenforceable because the National Arbitration Forum (“NAF”) is designated as the exclusive arbitral forum, but the NAF ceased administering arbitrations between consumers and businesses in , so it is no...

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