Factors Considered Before Choosing Online Lenders for the Best Same-Day Personal Loans Pros Money transferred within 24 hours Safe and secure policies Free and rapid services Larger loans up to $35,000 available Cons Down payment is required Borrowers with a history of bankruptcy may have difficulty meeting the conditions. Customer Experience Users have given the platform a generally favorable rating and have stated they have been successfully using it for their lending needs. Customers are generally pleased with the prompt delivery of funds and the excellent customer service. The annual percentage rate, or interest rate, of the loan amount you seek must be disclosed to you by the lender ahead of time. Consider making a list of all of your potential lenders and comparing their annual perce...