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Credit Link Capital Subsidy Scheme for Technology Upgradation Undertakings who are into manufacturing activity like retail trade, educational institutions, self-help groups and training institutions. Further, businesses which are in the service sector are also eligible to avail of funding under this loan scheme. National Small Industries Corporation Subsidy The NSIC is a Government enterprise under the MSMEs, and it is ISO certified. One of its primary functions is to aid the growth of MSMEs by providing services including finance, technology, market and other services across the country.