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How BNPL people change from traditional installment financing consumers As shoppers increasingly decided to go with on-demand funding over conventional credit and debit notes, merchants include rushing to add Buy today, Pay Later repayment means. Over the last month, Macy’s, space, and Etsy most announced the available choices of this year’s hottest payment option. But how are purchase today, spend Later different from a conventional installment loan? With purchase today, Pay afterwards (BNPL), buyers apply for on-the-spot financing during the point of deal through the help of a mobile software or picking a BNPL alternative during online checkout. The financing, which average around $100, is repaid in installments which are either low-interest or interest-free. The traits that ...