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What College Students Need to Know Before Getting a Car Loan Going to college represents an exciting time in your life for many reasons, most notably your newfound independence. You’ll no longer rely on mom and dad for your basic needs and will begin providing for yourself. Because of this, you might be in the market for your first car and your first car loan. Borrowing money to purchase a car is a big responsibility, and there are several options available for financing. Read on to learn what you need to keep in mind about purchasing your first car and how a car loan works. While it may be tempting to buy a car the moment you plan to head to college, remember to do your homework first. To get started, you’ll want to contact your school to make sure you can take your car to cam...