The next level is the Victoria silver card. Cardholders qualify for it level from the earning 250 items on their Victoria’s Magic card within the a going a dozen-few days period. Silver cardholders accrue points in one top and you may price just like the an elementary Victoria cardholder, and you may receive the exact same annual $10 award and you may birthday dump, however, accrue a lot more professionals: a half-birthday get rid of out of $10 and an effective fifteen% discount for the wedding of the indication-upwards.
The major level ‘s the Victoria gold card. So you’re able to qualify, this new cardholder need certainly to earn five-hundred activities on their Victoria’s Secret credit card within this a moving several-week several months. Additional benefits of being a silver cardholder become $fifteen birthday and you can half-birthday celebration food and you will a great 20% wedding dismiss.
Other little perks and you will special occasions might result each month. In order to maintain the newest level, good cardholder needs to keep using an equivalent count from year to year; if you don’t, the new cards reverts to a lower level.
You can get brand new Victoria’s Secret charge card at TheVictoriaCreditCard you can also complete an application on the internet or pertain in person at any Victoria’s Wonders or Green shop. You’ll need to manage or register to the VictoriasSecret account to start the application.
What kind of Credit Is required towards Victoria’s Wonders Credit Card?
Individuals must be at least 18 yrs . old, provides a valid government-given images ID and you may You.S. Social Security amount, and may feel a resident of your own All of us having an effective legitimate emailing addressenity Financial confirms information that is personal and get a copy regarding a consumer’s credit history when making their decision to give borrowing from the bank to a possible cardholder.
The credit maximum to your cards relies on the fresh new applicant’s individual credit rating and profit. However, store credit cards often see better to be eligible for than just general-use cards. Because the Victoria card does not pricing anything to very own, getting and utilizing one to sensibly should be a means for somebody that have a finite credit rating to improve a great number.
Terms and conditions of the Victoria’s Magic Charge card
Like any store-branded handmade cards, the newest Victoria card charge a substantial number of desire: By , the fresh advertised annual percentage rate (APR) try %. It is a changeable rates, and therefore fluctuates towards the best interest. Zero notice are reduced if a beneficial cardholder pays their entire balance of the deadline each month, and the percentage deadline was at minimum twenty-five months after the romantic of each and every asking duration.
Like most store cards, new Victoria credit doesn’t have yearly fee, but you can find charges for late and you will came back costs. In the event that a cardholder try later paying the costs, they should expect a charge as much as $41. Charge into the came back costs can go as high as $25.
Just like any charge card, later payments can harm the cardholder’s credit score. Cardholders is always to carefully realize its cardholder arrangements to own full details.
Because of the Numbers
- Variable annual percentage rate (APR): %
- Late percentage: Doing $41
- Came back payment fee: Doing $25
- Grace several months: twenty five months
How-to Cancel brand new Victoria’s Wonders Credit card
You will need to contact Comenity Financial in good grief order to terminate your own Victoria’s Miracle charge card, while the Comenity protects new card. You could potentially label Comenity on (800) 695-9478 otherwise TDD/TTY during the (800) 695-1788 so you’re able to terminate the cards. Alternatively, you could send her or him a message thru the Secure Message Cardio.
Victoria’s Secret Credit card Customer service
Comenity encourages consumers to manage their Victoria’s Wonders charge card membership on the web making use of the Membership Heart. The fresh new Membership Cardio features twenty four/7 accessibility and you can makes you evaluate your balance, transactions and you may statements while making money with the credit. For folks who haven’t entered because of it provider, you might check in here.
